Duck Key, Florida Mortgage Rates

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Duck Key Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Duck Key Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Duck Key are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Check out our Duck Key, FL Mortgage Reviews

    Duck Key is an island in Monroe County, Florida, United States, in the middle Florida Keys. It is part of the Duck Key, Florida census-designated place. The CDP also includes the neighboring island of Conch Key.

    The key was the site of a salt manufacturing operation in the 1820s & 1830s. Occupation of the island ceased after the Labor Day Hurricane of 1935 and did not resume until the key was connected to the highway by a causeway in 1953. J.W. Norie, in his Piloting Directions for the Gulf of Florida, The Bahama Bank & Islands (1828) states: “Duck Key – Some two miles (3 km) long, low, rocky, & covered with mangroves; some small patches of good land with a little timber. This island formerly saltworks but they were transferred latterly to Key West, owned by Mr. Howe, who is also possessor of this Key.” Hawk’s Cay Resort is currently located here, and the island is sometimes known by that name.[1] Noted Michigan Senate leader, Emil Lockwood,[2] retired in Duck Key, where he served in many civic and political capacities until his death in 2002.[3]